Please use this identifier to cite or link to this item: https://hdl.handle.net/2440/79680
Full metadata record
DC FieldValueLanguage
dc.contributor.advisorBayer, Ralph-Christopheren
dc.contributor.authorShatragom, Sujiphongen
dc.date.issued2012en
dc.identifier.urihttp://hdl.handle.net/2440/79680-
dc.description.abstractThis thesis aims to compare loan repayment decisions under individual and joint liability lending schemes using game theoretical models and laboratory experiments. We find that even under the most unfavourable circumstances joint liability still gains significantly higher repayment rates than individual liability. We also examine an alternate joint liability scheme that reduces transaction costs We find that there are potential benefits from adopting this scheme, as it does not undermine the high repayment rates achieved under the traditional scheme. Lastly, we find that reducing the cost of repayment, allowing for communication and monitoring can improve the repayment rates.en
dc.subjectgroup lending; joint liability; microfinance; microcrediten
dc.titleIs joint liability lending more efficient than individual lending? : a theoretical and experimental analysis.en
dc.typeThesisen
dc.contributor.schoolSchool of Economicsen
dc.description.dissertationThesis (Ph.D.) -- University of Adelaide, School of Economics, 2012en
Appears in Collections:Research Theses

Files in This Item:
File Description SizeFormat 
01front.pdf107.57 kBAdobe PDFView/Open
02whole.pdf505.72 kBAdobe PDFView/Open
Permissions
  Restricted Access
Library staff access only532.66 kBAdobe PDFView/Open
Restricted
  Restricted Access
Library staff access only471.55 kBAdobe PDFView/Open


Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.