Sourdin, Patricia2011-05-132011-05-132007http://hdl.handle.net/2440/63558Using theory and evidence drawn from the literature in psychology and behavioural economics, this thesis presents empirical evidence to test the contention that households with problems of self-control recognize the desirability of tying their hands in the future and value commitment devices such as voluntary superannuation contributions, whcih are a very illiquid form of saving. The thesis also presents important public policy issues.pension trusts government policy Australia; savings and loan associations Australia; individual retirement accounts Australia.Thesis20101031163734