Embodying debt: youth, consumer credit and its impacts for wellbeing

dc.contributor.authorCoffey, J.
dc.contributor.authorSenior, K.
dc.contributor.authorHaro, A.
dc.contributor.authorFarrugia, D.
dc.contributor.authorThreadgold, S.
dc.contributor.authorCook, J.
dc.contributor.authorDavies, K.
dc.contributor.authorShannon, B.
dc.date.issued2024
dc.descriptionData source: Supplemental data, https://doi.org/10.1080/13676261.2022.2162376
dc.description.abstractYoung people form the primary target demographic of new ‘buy now pay later’ (BNPL) and digital credit services. Despite consistent data showing young people as a cohort are particularly vulnerable to unsustainable levels of indebtedness, little is known about how young people define and make sense of the experience of being in debt through consumer credit services. This paper explores how indebtedness is experienced and understood in relation to wellbeing through a qualitative study using interviews alongside arts-based participatory methods of bodymapping and sandboxing with 24 young people in the Hunter region of NSW, Australia. These methods enabled particular attention to the embodied and affective elements related to the experience of indebtedness to understand debt’s significance for wellbeing for young people. The embodied and affective registers of indebtedness are integral for understanding the conditions informing how wellbeing is negotiated and felt in this context. This study considers the role of BNPL services in young people’s economic lives as part of broader processes of financialisation, and the significance of extended and ubiquitous forms of credit for young people’s wellbeing.
dc.identifier.citationJournal of Youth Studies, 2024; 27(5):685-705
dc.identifier.doi10.1080/13676261.2022.2162376
dc.identifier.issn1367-6261
dc.identifier.issn1469-9680
dc.identifier.orcidShannon, B. [0000-0002-5753-6928]
dc.identifier.urihttps://hdl.handle.net/11541.2/33335
dc.language.isoen
dc.publisherRoutledge
dc.relation.fundingUniversity of Newcastle
dc.rightsCopyright 2023 Informa
dc.source.urihttps://doi.org/10.1080/13676261.2022.2162376
dc.subjectdebt
dc.subjectfinancialisation
dc.subjectembodiment
dc.subjectyouth
dc.subjectwellbeing
dc.titleEmbodying debt: youth, consumer credit and its impacts for wellbeing
dc.typeJournal article
pubs.publication-statusPublished
ror.mmsid9916721802301831

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